Let’s break it down to simple terms.
Read about the latest 2022 Medicare information below, or get a free quote and let us explain it to you over the phone.
What do Medicare Supplements cover?
Each plan covers a different percentage of:
- Medicare Part A coinsurance/copayments
- Medicare Part B coinsurance/copayments
- First three pints of a blood transfusion
- Part A hospice care coinsurance/copayments
- Skilled nursing facility coinsurance
- Medicare Part A deductible
- Medicare Part B deductible*
- Medicare Part B excess charges
- Foreign travel emergency (up to plan limits)
How Does Coverage Work?
After you visit a doctor or hospital, the bill goes to Medicare.
Medicare will pay its portion and then send the rest to your Medicare Supplement plan provider.
Your plan will pay based on the plan’s terms.
If anything is left, you will be responsible for covering it.
When are the enrollment periods for Medicare Supplements?
You can enroll once your Medicare Part B plan is effective.
You’ll have six months of guaranteed issue rights at that time to enroll in a Medicare Supplement plan. This is a one-time open enrollment in which you cannot be turned down for a plan or be charged an additional premium for health reasons. Afterwards, you may not be able to get a plan and premiums will be subject to medical underwriting.
Which Medicare Supplements have the most comprehensive coverage?
When deciding which Medicare Supplement plan to go with, there are many factors to consider. How is your health? Is there a history of conditions in your family? Are you a person that hasn’t been to the doctor in the last 5 years and aren’t taking any prescriptions? There are many plans to choose from, and finding the one that lines up with your condition is very important. From Plan G to Plan N, and everything in between, it will be in your best interest to consult us on which plan best fits your needs. That’s what we do best!
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